Protect Your Home With The Home-Guard® Policy

The Home-Guard® policy provides outstanding protection for your most important asset — your home.

This policy offers a variety of coverages to protect your dwelling and personal property. It also offers protection against possible financial disaster from accidents or injuries occurring on your property or from your personal acts.

Property Coverages

Dwelling
The dwelling located on the described premises

Other Structures
Other structures located on the premises
Privacy or decorative fences

Personal Property
Personal property located at the premises
Automatic coverage for personal property temporarily away from premises

Additional Living Expenses and Loss of Rents
Covers the increase in your living expenses while your property is being repaired or replaced
Covers the loss of rents you might incur while the rented portion of the premises is unfit to occupy

Personal Liability Protection

Public Liability
Coverage for claims made against an insured person for bodily injury or property damage arising from accidents or injuries occurring on the premises for which the insured becomes legally obligated to pay due to personal acts

Medical Payments
Provides coverage for medical expenses that arise from accidents or injuries occurring on the insured premises

Damage to Property of Others
Covers property damage to property of others which you borrow or use